Credit Acceptance: We change lives!
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Our Participating Dealers Can Approve You...Fast!
Tired of getting turned down? Need a second chance? Need a reliable car but have credit challenges? WE CAN HELP! We will connect you with one of our participating dealers who can approve you for financing on a vehicle!

Find Your Credit Approval

Pay On-Time, Stay on Track!
Making on-time payments is critical to establishing or improving your credit score! See our online payment options on the right to keep moving in the right direction to meet your goal of improved credit! In addition, alternative payment options are available here.

  • Online Pay Methods
  • Other Pay Methods
  • Success Stories
  • Your Credit
    & Privacy
  • Manage Your Account

Automatic Payments
Set up or manage recurring automatic payments from your checking or savings account to align with your pay periods - weekly, bi-weekly, semi-monthly or monthly – for FREE! *

Set Up Automatic Payment

One Time Payment
Make a one-time payment from your debit card or your checking or savings account for only a $3.00 transaction fee. *

Make One Time Payment

* You’ll need your account #, the last 4 of the primary account holder’s social security # and your bank account or card information.

Mail a Check or Money Order (no cost)
- Credit Acceptance, PO Box 551888, Detroit MI 48255-1888
- Do NOT overnight to this address
- Do NOT send cash
Mail an Overnight Payment or go to Credit Acceptance Payment Center (no cost)
- 25505 W. 12 Mile Rd. Southfield, MI 48034 (Mon-Fri, 10am-6pm).
- West side of building, 1st floor.
Through the Automated Phone System ($4.00 transaction fee)
- 888-857-7377
- You'll need your account #, the last 4 of the primary account holder’s social security # and your bank account or card information.
Through a Credit Acceptance Representative ($10.00 transaction fee)
- 800-634-1506
- You'll need your account #, the last 4 of the primary account holder’s social security # and your bank account or card information.
At a MoneyGram Location ($7.99 transaction fee).
- To find a location, visit or call 800-MONEYGRAM
- Cut-off for same day posting is 8:45pm EST
At a Western Union Location ($8.50 transaction fee)
- To find a location, visit or call 800-325-6000
- Cut-off for same day posting is 10pm EST

Credit: A good credit score can save you thousands of dollars over the life of an automobile loan or mortgage, making the goal of good credit extremely important. The Federal Trade Commission (FTC) provides many resources for consumers, using information pertaining to Building a Better Credit Report and Understanding Vehicle Financing.

Privacy: To review how we collect, use and share your personal information, please read our entire Privacy Notice.

We follow federal guidelines regarding the information about your account that we report to the credit bureaus. However, errors may occur. Errors on a credit report can affect your credit score. If you believe there is an error in the information we have reported about your account, you can dispute the information by either filing a dispute directly with the consumer reporting agency that provided your credit report, or disputing the information directly with us as described below. The following are the dispute addresses for the three major credit reporting agencies:

P.O. Box 7404256
Atlanta, GA 30374
Equifax Disputes

P.O. Box 2002
Allen, TX 75013
Experian Disputes

P.O. Box 390
Springfield, PA 19064
TransUnion Disputes

When filing a dispute directly with us we have created a Consumer Report Direct Dispute Form that you may use. In order for us to properly investigate your dispute you must complete the form in its entirety and mail it to the address noted in the form.

Manage Your Account
You can manage your account through our automated phone system. Simply call 1-800-634-1506 and enter your account number followed by the # sign. Depending on the status of your account, you can:

- Get your Last Payment Date and Amount
- Make a Promise to Pay
- Get your Account Balance
- Request a Payoff Quote
- Order a Coupon Book
- Update or Change your Address or Phone Number
- Reach the Insurance Department
- Reach a Customer Service Representative