Portfolio Program: Receive an up-front advance and share principal and interest of payments collected. You control the financing and assign the contract to us for collection. This is, by far, our most popular program.

Purchase Program: Receive a higher up-front advance now, but no share of future collections. This tends to work well for newer, low mileage vehicles when additional cash flow is required now!

Collection Only Program: Receive a monthly check as we collect payments for your dealership. Use this program when you cannot provide the proof of stipulations needed to receive an advance. Receive a check beginning with your customer's first payment!

Our technology gives you control from start to finish!
Using our patented Credit Approval Processing System (CAPS®), you can deliver a written credit approval to customers on every vehicle in your inventory in 30 seconds or less, virtually 24/7.

CAPS utilizes an easy, 5-step process to guide you through submitting an optimally priced approval. Putting a great deal together has never been easier!

CAPS also keeps track of your inventory, approvals and funding – allowing you to control the sale from start to finish! Robust reporting capabilities allow you to maximize your business and portfolio to meet your goals.

Invested in your success!
We’re not successful unless you are. That’s why we provide you (at no cost) with both classroom and online training options through our Credit Acceptance University, where you’ll gain the knowledge needed to maximize performance and profits with our Guaranteed Credit Approval program.

Our two-day program (held at our corporate training facilities in either Southfield, Michigan or Henderson, Nevada) is conducted regularly for all new dealer-partners. This gives you the opportunity to learn the Don Foss Selling Techniques, as well as many other best practices from our top performing dealer-partners across the country. Additional online courses are available to fit your schedule and needs and new courses are added frequently.

The Credit Acceptance Marketing Advantage
With our program you can say ‘Yes!’ to everyone, giving you a competitive advantage. We help you capitalize on this opportunity by providing support through an Advertising Kit and a variety of point-of-sale and marketing materials, including:

- Suggested Print, Radio and TV Ads ... and more!
- Signage, Banners and Posters
- Windshield Banners and Car Flags
- License Plate Holders, Rearview Mirror Hangers ... and more!

The point-of-sale materials, as well as thousands of automotive products are available through our Wholesale Buying Club – giving you the opportunity to purchase for less.