Approve every customer
Say 'yes' to everyone: bad credit, no credit. Get a credit approval in 30 seconds or less
Our proprietary Credit Approval Processing System (CAPS®) enables dealers to say ‘YES,’ with a written approval, on every used or new vehicle in their inventory in 30 seconds or less...24/7/365- regardless of bad credit, no credit, or even bankruptcy on a consumer’s credit report.
Offer an approval to customers with...
- Fixed income
- Unemployment income
- Multiple open autos on bureau
- Multiple repossessions
- Non-related co-signers
- Bad credit
- No credit (first-time buyer)
- No minimum job or residence time
- Temporary employment
- Chapter 7 Bankruptcy
- Chapter 13 Bankruptcy (with court/trustee approval)
See Credit Acceptance Funding Guidelines for more details.