Become an enrolled Credit Acceptance dealer today.
1
Enter and submit your information.
2
You’ll be contacted by a Credit Acceptance representative.
3
Then, start driving possibility at your dealership.
To help grow your business, we put you in the driver’s seat with:
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Portfolio Program
Portfolio Program gives you an opportunity for consistent cash flow by sharing future collections from customers. We offer you three ways to get paid:
- Front-end advance for every funded deal, which typically allows you to cover your cost of the vehicle and provides for an upfront advance for each contract.
- Portfolio Profit Express (PPE): Cap a pool* at 50 or 100 contracts and receive a PPE payment—get forecasted cash flows once you hit 50 loans
- Portfolio Profit: an opportunity to receive 80% of the net collections on all contracts
- Over $280MM in Portfolio Profit paid out to dealers last year
*Each pool represents a subset of your total portfolio of contracts and serves as a mechanism to help accelerate expected Portfolio Profit, and to give you the opportunity to receive an advance on that future profit in the form of a Portfolio Profit Express Payment.
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Purchase Program
Purchase Program offers a one-time higher upfront advance.
- You may opt to use this program when a higher advance is desired at time of funding, or in environments with more traditional pay plans:
- Competitive new vehicle financing options
- Up to 84 months for new vehicles
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CAPS
CAPS enables you to find the best solution quickly:
- Say “yes” to every customer, regardless of bad credit, no credit—even bankruptcy
- Structure, deliver and contract the deal that’s best for you and your customers by proposing multiple, specific deals for each customer, 24/7/365
- Same-day funding with our eContracting & eSignature
- Automatically feed your vehicle inventory
- Built-in compliance rules
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Full-Spectrum Financing
With competitive financing across the credit spectrum, you can set every customer up for long-term success:
- No credit to prime credit options
- Increase cash flow through higher front-end advances
- Structure deals that meet the customer’s down payment and monthly payment requirements
- Lower or no stipulations for prime customers
- Platinum: 660+ FICO with interest rates as low as 6.99%
- Gold: 600+ FICO with interest rates as low as 11.99%
- Silver: 550+ FICO with interest rates as low as 15.99%
- Standard: No minimum FICO with interest rates as low as 16.99%
See all the ways Credit Acceptance works for you.
Learn the ins-and-outs of offering subprime auto financing through your dealership. Plus, learn how to say “yes” to every customer when you enroll in our auto finance programs.
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What makes Credit Acceptance’s finance program unique?
We give dealers the ability to approve every customer
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