The Express Lane Blog

Does My Employment Status Impact My Ability to Buy a Car?
If you’re someone with bad credit or no credit who is looking to purchase a vehicle, you will almost certainly need to provide proof of income to get approved for financing during the car-buying process. Why? Because banks and...
Can I Buy a Car After Filing Bankruptcy
Buying a car after bankruptcy may seem like an impossible feat, but it’s not. While having a bankruptcy on your credit report can make it tougher to get approved for financing, there are still ways you can get credit approval to purchase a vehicle. But first, let’s take a look at how bankruptcy can impact your credit history. ...
What's the Difference Between a Car Loan and Auto Financing?
You’re a first-time car buyer who is in the beginning stages of purchasing a vehicle, and you’re not sure where to start. If you plan on getting your car financed, you have the option of either getting a car loan or auto financing. While the option you choose may depend on your financial situation, the main difference between...
How to Improve Your Credit: Budgeting
If you’re someone who has a history of bad credit, setting up a budget may be a wise move for you financially and may help you get on the path to improving...
How Do I Know If I Have Bad Credit or No Credit?
When someone has bad credit, it either means they have a poor history of paying their bills on time or they owe too much money. Traditional finance companies are...
How Building a Financial Plan in 2020 Can Help You Improve Your Credit
Whether you’re doing it yourself or teaming up with a professional financial planner, taking time to review your finances and set up a budget, savings and/or...
Can I Buy a Car with Bad Credit or No Credit?
Although buying a car with bad credit or no credit history may be a challenge, it’s not impossible. Here are some steps you can take:...
What is the Difference between my Credit Report and Credit Score?
It’s common to confuse checking your credit report with checking your credit score. However, the two are not one in the same. Let’s take a look at how they differ...
3 Ways to Make On-Time Car Payments
When making payments on a car loan or auto financing, keep in mind that many creditors report your payment history to the three major credit reporting...
4 New Year’s Resolutions for Improving Your Credit
If you have bad credit or no credit, the coming year may be a good time for you to focus on your finances. Here are some New Year’s resolutions...
4 Ways to Avoid the Bad Credit Trap during the Holidays
To help you avoid the bad credit cycle, here are some ways you can stay on top of your finances during the holiday season:...
5 Car Gift Ideas for the Holidays
While the holidays are great for spending quality time with family and friends, finding the perfect gift for your friends and family can be a bit of a hassle...
4 Ways to Make Thanksgiving Travel Less Hectic
Thanksgiving is one of the busiest travel times of the year. People all around the world travel from place to place to be with their loved ones for...
3 Fun Ways to Make Your Car Part of Your Halloween Costume
With Halloween coming up in just a few days, you might be toying around with last-minute costume and/or car-decorating ideas. The beauty of celebrating Halloween is that there are plenty of fun, creative ways you can...
How to Save and Set a Budget to Purchase a Vehicle
Purchasing a car is a major financial undertaking for most car buyers — especially those with bad credit or no credit history. If this applies to you...
Common Auto Financing Mistakes to Avoid
Buying a new or used car typically involves more than simply picking a car you like and driving it off the lot. For most car buyers...
3 Customer Benefits of Getting Vehicle Financing through Credit Acceptance
No one likes rejection — especially when it comes to getting credit approval. That’s why the Credit Acceptance auto finance program was designed...
4 Things First-Time Car Drivers Should Know
Getting behind the wheel of a car for the first time can be exciting and a little intimidating. But as a new driver, one thing you need to remember is...
What to Bring to the Dealership When Purchasing a Vehicle
While purchasing a vehicle can be a rewarding experience for many car buyers, it can also be a rather tedious process — especially if...
Budgeting to Buy a New or Used Car for Your Teen Driver
Now that your teenage, soon-to-be driver will be hitting the road with their newly-obtained license, you may be planning on buying a new or used car...