The Express Lane Blog

Having your car repossessed can have a negative impact on your credit history and stay on your credit report for up to seven years from the original...
While having a poor credit history can make buying a car a bit challenging, it doesn’t make it impossible. While your car loan or auto financing options and terms may be more limited than that of car buyers with stronger credit histories, buying a car with bad credit or no credit...
A foreclosure is a legal process by which a mortgage lender takes possession and ownership of a borrower’s home because the borrower cannot make the mortgage payments. A foreclosure can have a major negative impact on your credit history. How does a foreclosure affect your credit...
As we enter a new school year with COVID-19 still in the mix, many parents, students and school staff members may be wondering how to navigate returning to school safely. As
Shopping for the perfect car and going for test drives may be fun and all but knowing your credit history can be helpful to know if you plan on applying for auto financing to buy a car. Why should you know your credit history? Your credit history is a track record for how you use credit and includes...
Although the COVID-19 pandemic may have thrown a monkey wrench in many of our summer plans, that doesn’t mean we can’t still enjoy the summer. If you and your family are looking for some fun, safe activities to do while the weather is warm and sunny, here are a few...
The COVID-19 pandemic has caused a great deal of economic turmoil around the world, impacting the lives — and livelihood — of millions. With unemployment rates at a record high, there are many who have fallen on tough times financially. If you are someone who has recently...
It goes without saying that buying a car is a major purchase — one that involves a lot of research, time and, of course, money. If you’re a first-time car buyer or someone with bad credit who is looking to get a car loan or vehicle financing, it’s important for you...
COVID-19 threw us all for a loop. More than 36 million Americans have filed unemployment and more than 360,000 people worldwide have died due to the coronavirus pandemic. This is a difficult time that has affected many of us in life-altering ways. As we continue navigating through...
Given the economic disruption caused by the COVID-19 pandemic, along with stay-at-home orders in place across the country, you may be wondering if now is a good time to purchase a vehicle if you’re in the car-buying market. Here are a few things you should know if...
Due to changes in today’s economy, you may have some concerns about the state of your personal finances and credit. It’s important for you to monitor your credit history and take advantage of financial resources that may be available to you. Here are some steps you can take to...
The journey to improving your credit may seem like a challenge, but it’s a process that takes time and discipline. So far, the steps we’ve covered to improving your credit include:
It goes without saying that 2020 has been one, big rollercoaster ride. The effects of the COVID-19 pandemic have ranged from hundreds of thousands of people across the world losing their lives, to millions of people losing their jobs. Schools and businesses have been shut down for...
So you’re gearing up to purchase a vehicle and have been cruising down your list of car-buying to-dos. You’ve set a budget, narrowed down your options, and now you’re ready to take your soon-to-be ride for a test spin and, hopefully, off the lot. But before...
Since adulthood comes with its fair share of life-changing decisions—most of which directly relate to finances—graduating from college is a major turning point for many recent graduates. While having complete independence and autonomy over your...
If you’re a recent college grad, you probably don’t have much credit history established. But as you’re making the transition from college to adult life, now would be a good time to start focusing on building your credit. According to Experian, your credit...
Buying a car for the first time can feel like a rite of passage. Maybe you’re transitioning from borrowing your parents’ car as a teenager to having complete autonomy—emphasis on auto—to purchase a vehicle that best fits your needs, lifestyle and budget. Or, perhaps...
Since financial literacy education is not prevalent in schools, the most effective way to ensure your children learn the fundamentals of money management is by teaching them. Here are several areas you can focus on: Wants vs. Needs Teaching your...
Establishing credit as a first-time car buyer can be a doozy. Let’s say you just graduated from school and are in the beginning stages of adult life. You plan on purchasing a vehicle, but don’t have the credit...
If you’re in the beginning stages of purchasing a vehicle, your focus might be on the color, gas mileage, design and high-tech features that are specific to the make and model of your car-to-be. While those factors play an important role in your car-buying decision, knowing the nitty-gritty details of your auto...