The Express Lane Blog
Why is building a good credit history important?
Understanding and establishing credit as young as 18 years old can make your transition to adulthood much smoother. Your credit history — a measure of your debt repayment activity over time — may be considered when...
As rewarding as buying a car can be, it adds a big expense, so it’s important to determine a budget that’s right for you. Since car payments are likely to be the next biggest item in your monthly budget after your mortgage or rent, it’s important that you take time to calculate and determine a budget that works...
With businesses gradually reopening from the COVID-19 shutdowns, work-from-home employees returning to the office may be looking for ways to keep gas costs and emissions down.
According to U.S. News & World Report (USNWR), here are some affordable, eco-friendly car options for those in...
Approximately 70 percent of Americans who graduate from college have student loan debt. According to Marketplace.org, the average graduate leaves school with around...
A key component of the car buying process is finding auto financing that fits your budget and credit history.
Focusing on the overall cost over the full term of the financing (number of payments and interest) as well as your other bills and expenses will help determine your budget to purchase a...
If you’re the parent or guardian of a new, teen driver, you likely have reservations about them getting on the road with little driving experience. While we understand your concerns, new drivers must start somewhere. The key is focusing on how your teen can stay safe on the road.
Back when life was normal, before COVID-19, many of us spent a significant amount of time commuting to and from work in our personal vehicles. A
Shopping for the perfect family car can be a process, especially when different members of your family are drawn to different car features. Finding the right mix of comfort, technology, space and safety may require more car buying research than you might think.
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Having bad credit doesn't mean it's the end of the road for you and your car-buying journey. In fact, there are many car buyers with bad credit who qualify for financing on both new and used cars, with the help of finance companies like Credit...
Credit is a powerful tool that enables you to build a good credit history and finance large purchases and investments (such as buying a car or home) with ease.
However, the convenience of being able to use a credit card or financing at your disposal can make it rather tempting to...
Buying a car is a major milestone that many first-time car buyers look forward to experiencing. While owning your first vehicle is something to be excited about, there’s a certain level of knowledge and responsibility that comes with buying a car.
As you embark on your...
It’s no secret that credit plays a significant role in our lives. If you have bad credit or no credit, it may be difficult to rent an apartment or get approved for different loans and lines of credit. On the contrary, having a good credit history makes it easier for you to qualify...
Buying your first car is a pretty big deal. While there’s a lot of excitement that comes with shopping for your first ride, it’s also a major investment that requires a lot of responsibility. During your car search, it’s important to know what you can afford.
If you’re a...
Improving your credit history is a pretty big accomplishment — especially if you have a history of bad credit that includes bankruptcy, foreclosure, and/or late or missed payments. But what should you do once you’ve improved your credit? The answer is simple: Stay the course...
The holiday season has arrived, which means consumers will be flooding online and brick-and-mortar stores to purchase gifts for their loved ones. While the holidays are celebrated as a time of giving and gathering with family and friends, it’s also a time in which many...
A common dilemma that many car buyers face is whether to buy new or used. Although pre-owned vehicles are usually less expensive than newer models, there are many advantages to buying a new or used car. Let’s have a look, shall we?
Advantages of...
2020 has been quite a year, no thanks to COVID-19. Although it’s been a year of ups and downs, we have a lot to be thankful for.
As we reflect on this year during this Thanksgiving holiday, here are some reminders of what we should...
Given COVID-19’s impact on the economy and with approximately 12.6 million Americans unemployed, it may feel overwhelming to think about protecting your identity and overall financial health.
How can identity theft impact your credit history?
If an identity...
When you’re applying for auto financing or a loan to buy a car, auto lenders and finance companies will review your
With Halloween approaching and COVID-19 still around, you might be wondering if or how you should celebrate this year. Although a lot has changed, it doesn’t mean you can’t participate in the holiday festivities. You just need to get creative — and be safe.
Here are some fun...
