The Express Lane Blog
2020 has been quite a year, no thanks to COVID-19. Although it’s been a year of ups and downs, we have a lot to be thankful for.
As we reflect on this year during this Thanksgiving holiday, here are some reminders of what we should be grateful for in these...
Given COVID-19’s impact on the economy and with approximately 12.6 million Americans unemployed, it may feel overwhelming to think about protecting your identity and overall financial health.
How can identity theft impact your credit history?
If an identity thief steals...
When you’re applying for auto financing or a loan to buy a car, auto lenders and finance companies will review your employment and income status...
With Halloween approaching and COVID-19 still around, you might be wondering if or how you should celebrate this year. Although a lot has changed, it doesn’t mean you can’t participate in the holiday festivities. You just need to get creative — and be safe.
Here are some fun ways you can safely...
A vehicle history report can be helpful when buying a used car. Sources such as Carfax.com and AutoCheck.com provide copies of vehicle history reports.
Why Is a Vehicle History Report Important?
A vehicle history report provides details about a...
Having your car repossessed can have a negative impact on your credit history and stay on your credit report for up to seven years from the original...
While having a poor credit history can make buying a car a bit challenging, it doesn’t make it impossible. While your car loan or auto financing options and terms may be more limited than that of car buyers with stronger credit histories, buying a car with bad credit or no credit...
A foreclosure is a legal process by which a mortgage lender takes possession and ownership of a borrower’s home because the borrower cannot make the mortgage payments. A foreclosure can have a major negative impact on your credit history.
How does a foreclosure affect your credit...
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As we enter a new school year with COVID-19 still in the mix, many parents, students and school staff members may be wondering how to navigate returning to school safely. As
Shopping for the perfect car and going for test drives may be fun and all but knowing your credit history can be helpful to know if you plan on applying for auto financing to buy a car. Why should you know your credit history? Your credit history is a track record for how you use credit and includes...
Although the COVID-19 pandemic may have thrown a monkey wrench in
many of our summer plans, that doesn’t mean we can’t still enjoy the
summer. If you and your family are looking for some fun, safe
activities to do while the weather is warm and sunny, here are a few...
The COVID-19 pandemic has caused a great deal of economic turmoil
around the world, impacting the lives — and livelihood — of millions.
With unemployment rates at a record high, there are many who have
fallen on tough times financially.
If you are someone who has recently...
It goes without saying that buying a car is a major purchase — one
that involves a lot of research, time and, of course, money. If you’re
a first-time car buyer or someone with bad credit who is looking to
get a car loan or vehicle financing, it’s important for you...
COVID-19 threw us all for a loop. More than 36 million Americans have
filed unemployment and more than 360,000 people worldwide have died
due to the coronavirus pandemic. This is a difficult time that has
affected many of us in life-altering ways.
As we continue navigating through...
Given the economic disruption caused by the COVID-19 pandemic, along
with stay-at-home orders in place across the country, you may be
wondering if now is a good time to purchase a vehicle if you’re in the
car-buying market.
Here are a few things you should know if...
Due to changes in today’s economy, you may have some concerns about
the state of your personal finances and credit. It’s important for you
to monitor your credit history and take advantage of financial
resources that may be available to you.
Here are some steps you can take to...
The journey to improving your credit may seem like a challenge, but
it’s a process that takes time and discipline. So far, the steps we’ve
covered to improving your credit include:
It goes without saying that 2020 has been one, big rollercoaster
ride. The effects of the COVID-19 pandemic have ranged from hundreds
of thousands of people across the world losing their lives, to
millions of people losing their jobs. Schools and businesses have been
shut down for...
So you’re gearing up to purchase a vehicle and have been cruising
down your list of car-buying to-dos. You’ve set a budget, narrowed
down your options, and now you’re ready to take your soon-to-be ride
for a test spin and, hopefully, off the lot.
But before...
Since adulthood comes with its fair share of life-changing
decisions—most of which directly relate to finances—graduating from
college is a major turning point for many recent graduates. While
having complete independence and autonomy over your...
