The Express Lane Blog

Why is building a good credit history important? Understanding and establishing credit as young as 18 years old can make your transition to adulthood much smoother. Your credit history — a measure of your debt repayment activity over time — may be considered when...
small-image-Why Building a Good Credit History Is Important
As rewarding as buying a car can be, it adds a big expense, so it’s important to determine a budget that’s right for you. Since car payments are likely to be the next biggest item in your monthly budget after your mortgage or rent, it’s important that you take time to calculate and determine a budget that works...
small-image-How to Determine Your Car Budget
With businesses gradually reopening from the COVID-19 shutdowns, work-from-home employees returning to the office may be looking for ways to keep gas costs and emissions down. According to U.S. News & World Report (USNWR), here are some affordable, eco-friendly car options for those in...
small-image-Top Eco-Friendly Cars that Won’t Break the Bank
Approximately 70 percent of Americans who graduate from college have student loan debt. According to Marketplace.org, the average graduate leaves school with around...
small-image-How Student Loans Can Positively Impact Your Credit History
A key component of the car buying process is finding auto financing that fits your budget and credit history. Focusing on the overall cost over the full term of the financing (number of payments and interest) as well as your other bills and expenses will help determine your budget to purchase a...
small-image-What to Know When Applying for Auto Financing
If you’re the parent or guardian of a new, teen driver, you likely have reservations about them getting on the road with little driving experience. While we understand your concerns, new drivers must start somewhere. The key is focusing on how your teen can stay safe on the road.
small-image-Top Car Safety Features for Teen Drivers
Back when life was normal, before COVID-19, many of us spent a significant amount of time commuting to and from work in our personal vehicles. A
small-image-How Working from Home During COVID-19 Can Help You Save Money
Shopping for the perfect family car can be a process, especially when different members of your family are drawn to different car features. Finding the right mix of comfort, technology, space and safety may require more car buying research than you might think. ...
small-image-Top Family Cars & SUVs to Consider When Car Buying
Having bad credit doesn't mean it's the end of the road for you and your car-buying journey. In fact, there are many car buyers with bad credit who qualify for financing on both new and used cars, with the help of finance companies like Credit...
small-image-Auto Financing for Car Buyers with Bad Credit
Credit is a powerful tool that enables you to build a good credit history and finance large purchases and investments (such as buying a car or home) with ease. However, the convenience of being able to use a credit card or financing at your disposal can make it rather tempting to...
small-image-Good vs. Bad Ways to Use Credit
Buying a car is a major milestone that many first-time car buyers look forward to experiencing. While owning your first vehicle is something to be excited about, there’s a certain level of knowledge and responsibility that comes with buying a car. As you embark on your...
small-image-5 Common Mistakes to Avoid as a First-Time Car Buyer
It’s no secret that credit plays a significant role in our lives. If you have bad credit or no credit, it may be difficult to rent an apartment or get approved for different loans and lines of credit. On the contrary, having a good credit history makes it easier for you to qualify...
small-image-Benefits of Improving Your Credit History
Buying your first car is a pretty big deal. While there’s a lot of excitement that comes with shopping for your first ride, it’s also a major investment that requires a lot of responsibility. During your car search, it’s important to know what you can afford. If you’re a...
small-image-Used Cars Under $10K for First-Time Car Buyers on a Budget
Improving your credit history is a pretty big accomplishment — especially if you have a history of bad credit that includes bankruptcy, foreclosure, and/or late or missed payments. But what should you do once you’ve improved your credit? The answer is simple: Stay the course...
small-image-How to Preserve Your Credit History After Improving It
The holiday season has arrived, which means consumers will be flooding online and brick-and-mortar stores to purchase gifts for their loved ones. While the holidays are celebrated as a time of giving and gathering with family and friends, it’s also a time in which many...
small-image-Budget-Friendly Holiday Gifting Ideas
A common dilemma that many car buyers face is whether to buy new or used. Although pre-owned vehicles are usually less expensive than newer models, there are many advantages to buying a new or used car. Let’s have a look, shall we? Advantages of...
small-image-Should I Buy a New or Used Car?
2020 has been quite a year, no thanks to COVID-19. Although it’s been a year of ups and downs, we have a lot to be thankful for. As we reflect on this year during this Thanksgiving holiday, here are some reminders of what we should...
small-image-A List of Reasons to Be Thankful in 2020 in Spite of the COVID-19 Pandemic
Given COVID-19’s impact on the economy and with approximately 12.6 million Americans unemployed, it may feel overwhelming to think about protecting your identity and overall financial health. How can identity theft impact your credit history? If an identity...
small-image-How Protecting Yourself Against Fraud Can Protect Your Credit
When you’re applying for auto financing or a loan to buy a car, auto lenders and finance companies will review your
small-image-What Is the Minimum Employment Length for Credit Approval?
With Halloween approaching and COVID-19 still around, you might be wondering if or how you should celebrate this year. Although a lot has changed, it doesn’t mean you can’t participate in the holiday festivities. You just need to get creative — and be safe. Here are some fun...
small-image-How to Celebrate Halloween Safely During COVID-19