The Express Lane Blog

Buying a car is a major milestone that many first-time car buyers look forward to experiencing. While owning your first vehicle is something to be excited about, there’s a certain level of knowledge and responsibility that comes with buying a car. As you embark...
It’s no secret that credit plays a significant role in our lives. If you have bad credit or no credit, it may be difficult to rent an apartment or get approved for different loans and lines of credit. On the contrary, having a good credit history makes it easier for you to qualify...
Buying your first car is a pretty big deal. While there’s a lot of excitement that comes with shopping for your first ride, it’s also a major investment that requires a lot of responsibility. During your car search, it’s important to know what you can afford. If you’re a...
Improving your credit history is a pretty big accomplishment — especially if you have a history of bad credit that includes bankruptcy, foreclosure, and/or late or missed payments. But what should you do once you’ve improved your credit? The answer is simple: Stay the...
2020 has been quite a year, no thanks to COVID-19. Although it’s been a year of ups and downs, we have a lot to be thankful for. As we reflect on this year during this Thanksgiving holiday, here are some reminders of what we...
Given COVID-19’s impact on the economy and with approximately 12.6 million Americans unemployed, it may feel overwhelming to think about protecting your identity and overall financial health. How can identity theft impact your credit history? If an...
When you’re applying for auto financing or a loan to buy a car, auto lenders and finance companies will review your
With Halloween approaching and COVID-19 still around, you might be wondering if or how you should celebrate this year. Although a lot has changed, it doesn’t mean you can’t participate in the holiday festivities. You just need to get creative — and be safe. Here are...
A vehicle history report can be helpful when buying a used car. Sources such as Carfax.com and AutoCheck.com provide copies of vehicle history reports. Why Is a Vehicle History Report Important? A vehicle history report...
Having your car repossessed can have a negative impact on your credit history and stay on your credit report for up...
While having a poor credit history can make buying a car a bit challenging, it doesn’t make it impossible. While your car loan or auto financing options and terms may be more limited than that of car buyers with stronger credit histories, buying...
A foreclosure is a legal process by which a mortgage lender takes possession and ownership of a borrower’s home because the borrower cannot make the mortgage payments. A foreclosure can have a major negative impact on your credit history. How does a...
As we enter a new school year with COVID-19 still in the mix, many parents, students and school staff members may be wondering how to navigate returning to school safely. As
Shopping for the perfect car and going for test drives may be fun and all but knowing your credit history can be helpful to know if you plan on applying for auto financing to buy a car. Why should you know your credit history? Your credit history is a track record for how you use credit and includes...
Although the COVID-19 pandemic may have thrown a monkey wrench in many of our summer plans, that doesn’t mean we can’t still enjoy the summer. If you and your family are looking for some fun, safe activities to do while the weather is warm...
The COVID-19 pandemic has caused a great deal of economic turmoil around the world, impacting the lives — and livelihood — of millions. With unemployment rates at a record high, there are many who have fallen on tough times financially. If you are someone who...
It goes without saying that buying a car is a major purchase — one that involves a lot of research, time and, of course, money. If you’re a first-time car buyer or someone with bad credit who is looking to get a car loan or vehicle...
COVID-19 threw us all for a loop. More than 36 million Americans have filed unemployment and more than 360,000 people worldwide have died due to the coronavirus pandemic. This is a difficult time that has affected many of us in life-altering ways. As we...
Given the economic disruption caused by the COVID-19 pandemic, along with stay-at-home orders in place across the country, you may be wondering if now is a good time to purchase a vehicle if you’re in the car-buying market. Here are a few things you...
Due to changes in today’s economy, you may have some concerns about the state of your personal finances and credit. It’s important for you to monitor your credit history and take advantage of financial resources that may be available to you. Here are some steps you...