Car-Buying Dos and Don’ts

You’re ready to purchase a car but don’t know exactly where to start in the car-buying process. Whether you’re a repeat or first-time car buyer, here are some dos and don’ts that may help you during your car-buying journey:

Do: Know your budget.

You’ve more than likely heard the phrase, “live beneath your means.” When purchasing a car, it’s important for you to evaluate your monthly expenses to help you determine how much you can afford to spend on a quality, reliable vehicle.

Don’t: Get discouraged from buying a car if you have bad credit or no credit.

Just because you have credit problems doesn’t mean you can’t get approved for vehicle financing. Credit Acceptance is an auto finance company that helps car buyers with bad credit or no credit obtain credit approval. All you have to do is fill out this short form on our website to get connected with a dealer enrolled on the Credit Acceptance program near you who can help you get approved.

Do: Check your credit score.

Since creditors pull your credit early-on in the car-buying process, it’s important for you to know your credit before going to the dealership. Check your credit score and request a free credit report once every 12 months through any of the three major credit reporting bureaus — Equifax, Experian and TransUnion.

Do: Perform your research ahead of time.

Before you make a trip to the dealership, it may be helpful to research the type of car that best meets your needs and budget. This can help you make a more informed decision and may save you time during the car-buying process.

Don’t: Rush the process.

Purchasing a car is a pretty big deal, so you don’t want to make any hasty decisions. Taking the time to determine your budget, check your credit score and research your car-buying options can help you make the best decision for you.

Are you currently in the market to purchase a car and need help getting approved for financing due to credit issues? An enrolled dealer on the Credit Acceptance auto finance program can help. Get connected with an enrolled dealer to start your credit approval today!