Common Reasons Car Accidents Happen

woman next to crashed car makes phone call

The last thing any driver wants to do is get into a car accident. But unfortunately, accidents happen. Fortunately, there are many accidents that can be avoided, and knowing how they are caused can help with prevention.

Here are six of the most common causes of car accidents:

  1. Distracted driving
    According to, distracted driving is the top cause of car accidents. Distracted drivers are typically preoccupied with other things that hinder them from keeping their complete focus on the road, such as their mobile device, radio, other passengers, etc. To avoid this, remember to stay focused on the road and pull over if you need to do something that requires your attention.

  2. Speeding
    While it’s common for drivers to go above the speed limit, it doesn’t make it right — or safe. The faster you drive, the shorter your reaction time. So, to avoid causing an accident, make sure you’re driving the speed limit.

  3. Drunk driving
    Driving under the influence of alcohol is a sure way to harm yourself and others on the road. When you drink, your senses and cognitive functions are weakened, causing your reaction time and decision making to become delayed.

  4. Reckless driving
    Reckless driving includes cutting other drivers off, tailgating, and weaving in and out of traffic. A prime example of reckless driving is “road rage.” If you see another driver exhibiting this behavior on the road, give them space and if you can, report them. Conversely, if you’ve exhibited this behavior yourself, remember to be patient and take your time. The most important thing is getting to your destination safely.

  5. Inclement weather
    While natural elements like rain, sleet, or snow can create hazardous road conditions, driving cautiously in these conditions can help prevent an accident. If the roads are slick, remember to drive slowly while keeping your hands on the wheel and eyes on the road.

  6. Running intersections
    Running through red lights and stop signs is another common cause of car accidents. Always slow down at yellow lights and come to a complete stop at a red light or stop sign to avoid causing an accident.

If you’re in the market to buy a car, Credit Acceptance works with more than 12,000 enrolled dealers across the nation to help credit-challenged car buyers get approved for auto financing. Learn more about how our program works.

To get connected with an enrolled dealer, simply fill out the form on our website and we will connect you with three enrolled dealerships in your local area that can help you start your credit approval to buy a car.

Start Your Credit Approval Today!