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How to Find the Perfect Used Car: Buying Resources
Purchasing a used car can be smart and cost-effective. However, thorough research is required to make the best decision. Thankfully, many online tools and resources exist to help you find the right car, understand its history, and compare deals.
Below are the top car-buying resources that will simplify the process and allow you to shop confidently.
Start your search with research tools
Before committing to a vehicle, gather detailed information about the make, model, and pricing using these trusted platforms:
Kelley Blue Book (KBB)
KBB offers tools to compare vehicles, check prices, and even view vehicle history reports. Known for the term "Blue Book Value," KBB allows you to see the differences between independent dealer pricing, certified pre-owned options, and private-party sales.
Edmunds.com
Edmunds,com provides expert reviews, vehicle specifications, and pricing tools such as their True Market Value (TMV). TMV helps you understand the fair car purchase price based on real-time market data.
J.D. Power Values
Formerly called the National Automobile Dealers Association (NADA) Car Values, these detailed pricing guides estimate market value by factoring in age, mileage, and additional features. They come in handy when trying to understand how a vehicle’s condition impacts its price.
Understand the vehicle history
Knowing everything you can about a specific car before purchasing it is important. The following websites can provide invaluable insights:
CARFAX, AutoCheck, and other VIN check services
These sites reveal crucial vehicle information, such as prior accidents, ownership history, and maintenance records. Their reports can highlight potential red flags that might not be immediately visible during an inspection.
National Motor Vehicle Title Information System (NMVTIS)
For an official vehicle history report, visit vehiclehistory.gov. The NMVTIS gives buyers information on title status, salvage records, and insurance loss data, offering transparency about a car’s background.
Review government safety resources
Safety should always be a top priority when selecting a vehicle, and these resources can help you assess its safety features and recall history:
National Highway Traffic Safety Administration (NHTSA)
The NHTSA’s safercar.gov website lists vehicles with open safety recalls and provides safety ratings based on crash tests.
Insurance Institute for Highway Safety (IIHS)
The IIHS offers safety ratings and detailed reports on crash test performance that indicate a car’s ability to protect you and your passengers.
Other comparison-shopping advice
To avoid post-purchase regret, prioritize your needs and thoroughly research your options. We suggest you:
Define your must-haves and nice-to-haves
Create a list of essential features (fuel efficiency, cargo space, etc.) and those that would be desirable but are not deal-breakers.
Read Consumer Reports
Consumer Reports publishes unbiased reviews and ratings on reliability, performance, and owner satisfaction. It identifies vehicles with the best track records.
Factor in long-term costs
In addition to the purchase price, consider each vehicle's estimated maintenance and repair costs.
Explore dealership resources
Reputable dealerships often provide additional tools, including vehicle history reports and maintenance records.
Get a feel for each vehicle
Test drive each vehicle you're seriously considering to get a sense of its performance, comfort, and handling.
Ask about warranties and guarantees
Inquire about any remaining factory warranties or extended warranties offered by the dealership.
Consider certified pre-owned (CPO)
CPO vehicles oftentimes come with extended warranties. They also undergo rigorous inspections for added peace of mind.
Consider seasonal factors
In addition to end-of-month and end-of-year sales, consider seasonal factors. Some dealerships may offer discounts during slower months, such as the winter.
Negotiate effectively
Don't be afraid to leave a deal if you're unsatisfied with the price or the service.
Don’t forget about what you’ll pay at the pump — and to an insurer
Websites like fueleconomy.gov can assist you in calculating annual fuel costs to provide a clearer picture of your ongoing expenses. You can also peruse this U.S. News & World Report article for a quick overview of auto insurance, which includes a guide on how to get and evaluate coverage quotes.
Make an informed decision
With so many resources at your disposal, buying a used car has never been easier. Do yourself a favor and research pricing, check a vehicle’s history, and verify its safety measures before you drive off the lot. When you’re ready to purchase a used car but need help with financing, Credit Acceptance is here to assist. We work with over 12,000 dealerships nationwide to help credit-challenged buyers get approved for auto financing. Start the pre-qualification process today!