The Express Lane Blog

When purchasing a new or used vehicle in the U.S., you’ll most likely read through and sign several documents before claiming the keys to your new set of wheels. One of the most...
small-image-Why Is a Car Title Important?
As the digital world continues to evolve and time and convenience become more of a priority, consumers are becoming more comfortable with online shopping – from groceries, to clothing, to cars, and the list goes on. According to J.D. Power, most Americans now shop for a car online. A recent study conducted by the company found that “more than two-thirds of car buyers go online to research a car, find cars listed for sale, compare different models, determine what their vehicle is worth,...
small-image-Pros and Cons of Online Car Shopping
Getting into a car accident is one of life’s potential hassles. To add insult to injury (hopefully, no pun intended), it’s highly likely your insurance premium will increase once an accident is on your record, regardless of who’s at fault. While this may not seem fair — especially if you’re not at fault — an accident on your record can lead insurance providers to assume you’re a high-risk driver. In most cases, more risk costs more money. How much your premium will increase depends on your...
small-image-How Getting into a Car Accident Can Affect Your Auto Insurance
You may have heard or seen car dealer advertisements on the radio or TV promoting offers to buy a new car with no money down. While it may seem too good to be true, it is possible to purchase a vehicle without a down payment. However, buying a car with no down payment could lead to more costs down the line. So, before you rush to the car dealership, here’s what you should know: No Down Payment = Higher Car Payments Since most car buyers opt to get approved for a car loan or financing...
small-image-Can I Buy a Car with No Down Payment?
With summer in the air and warmer weather upon us, there may be days when you’re out and about running errands and leave your car parked in the sun for an hour — or five. As you probably know, returning to a hot ride — not to be confused with hot rod — that’s been baking in the sun for hours on end isn’t very fun (or safe, if we’re being honest). From scorching seatbelt buckles to a searing steering wheel, dashboard and seats, it’s practically little fires everywhere! Here are four tricks...
small-image-How to Keep Your Parked Car Cool During the Summer
You’re ready to purchase a vehicle and have already begun scouring the Internet for the latest promotions and deals on new or used cars. Whether it’s your first ride or next ride, car shopping can be a fun, exciting experience. But on your quest to find the perfect vehicle, you’ll most likely have some important decisions to make when narrowing down your car options. Making the right decision can be overwhelming — we get it. That’s why we compiled a list of ways you can narrow down your...
small-image-How to Narrow Down Your Options When Shopping for a Car
Finding that “special someone” to marry and spend your happily ever after with can be exciting, but what if your spouse has bad credit? Good question. If you’ve recently entered the land of marital bliss or are on the cusp of tying the knot, you might be wondering if your credit will be impacted by your spouse’s financial history. While marrying someone with bad credit doesn’t directly affect your credit, there are consequences that can come about if you and your partner aren’t on the same...
small-image-Marrying a Spouse with Bad Credit
When shopping for auto financing, it’s important to understand the general requirements for getting approved, which vary depending on the auto lender or finance company. Since one of the main requirements for getting approved by traditional finance companies is a positive credit history, it’s important that you check your credit report before beginning the car-buying process, so you know where you stand. If you have bad credit or no credit, here are three ways that can help you increase...
small-image-How to Increase Your Chances of Getting Approved for Auto Financing
While credit is an important part of your financial life, you may not fully understand what your credit history is and how it works. Understanding the credit reporting system is key to monitoring and managing your finances the right way. So, let’s start with the basics. What is credit? Credit is an agreement that a borrower makes with a lender or finance company to obtain goods or services that are later paid for by the borrower under agreed-upon terms. To put it simply, credit is...
small-image-The Basics of How Credit Works
Since July is Vehicle Theft Prevention Month, we figured we’d take some time to talk about how to protect your vehicle. Whether you have a new or used car, your vehicle is a valued possession you rely on to get you from Point A to B. Although auto theft isn’t as common as it once was, it still happens. Here are five precautions you can take to protect yourself against auto theft...
small-image-How to Protect Your Car from Getting Stolen
Graduating from college is a major life milestone that should be celebrated. It’s stepping over the threshold from years of education into a new world. One thing you’ll learn (if you haven’t already) during your transition out of college is that your credit history will help you rent or buy a home, purchase a vehicle, get approved for a credit card, etc. To put it plainly, you need to build credit in order to get credit. How’s that for a catch-22?! If you’re a recent college grad who’s...
small-image-Helpful Hints to Build Credit for Recent College Grads
Rust is a common occurrence in many used cars that results from the electrochemical breakdown of iron-based metals. This is caused by oxidation, a chemical reaction in which iron surface molecules react with oxygen in the environment and produce iron oxide, aka rust. Dirty, salty water from the road can expedite rusting when particles get trapped in different areas of the car’s body. Since rust forms in stages, it’s important to know what type of rust your vehicle has so you can properly...
small-image-How Can I Fix the Rust on My Used Car?
As the auto industry continues to recover from the effects of the COVID-19 shutdowns in 2020, manufacturers and car dealers are relying more on industry trends and insights to develop their business strategies. Since Generation X and Baby Boomers make up...
small-image-Used Car Buying Resources
For many people looking at cost-efficient ways to travel, going on a road trip is typically the go-to. While it may be easy to assume that a road trip is the cheaper route — costs add up. If you plan on taking a road trip with your family or friends this summer, here are several costs to consider when planning your trip: Calculate your gas mileage To determine how many miles your car can travel per gallon of fuel, you can simply look up your car’s year, make and model, or you can write...
small-image-How to Calculate the Gas Cost of a Road Trip
If you’re a first-time car buyer on the hunt for a new or used vehicle to purchase, you may or may not be wondering how buying a car may affect your credit. Will it help to improve your credit? Well, the answer ultimately depends on you. Auto Financing and Your Credit Having a car loan or auto financing on your credit report will most likely affect your credit history. Car loans and auto financing are generally added to your credit report as an installment account, which requires you to...
small-image-How Buying a Car Can Impact Your Credit
Eating in the car can be tricky. You don’t want to make a mess, but there are times you may get hungry and need a little snack for the road. Luckily, there are several foods you can eat that are car-friendly and healthy, too! Fruit Fruit is a healthy snack that can be car-friendly, depending on what you’re eating. Whether it’s grapes, apples or a banana, just make sure you clean up any leftover peels and try not to drop anything! Nuts Plain nuts are usually easy to eat without...
small-image-5 Foods You Can Eat in Your Car without Making a Mess
If you’re ready to upgrade your ride but aren’t ready to invest in a new car, there are plenty of cost-efficient ways for you to update your used car’s features. Below are some ways you can bedazzle your used car for less than...
small-image-4 Ways to Bedazzle Your Used Car on a Budget
Getting auto insurance is a major part of purchasing a vehicle. The vehicle you own, car usage and driving habits, and personal budget all factor into your car insurance needs. As you’re shopping for a car and auto insurance, here are some important factors to consider: How often you drive If you drive often or have a lengthy commute to work, school or other activities every day, you want to choose a policy that reflects how much you drive your car. Professional use of vehicle If...
small-image-Getting Car Insurance: 5 Things to Consider
A major perk of the Internet and modern technology is that it gives car shoppers the ability to search for vehicles online, which means there’s a possibility you may find your perfect car out of state. If you’re buying a car out of state, here are some important details to keep in mind: Get a vehicle history report. Whenever you purchase a vehicle, particularly a used car, it’s helpful to get a vehicle history report – especially if you’re buying a car out of state. This will help...
small-image-Buying a Car Out of State: What to Know
Anytime you take your vehicle out for a spin, there’s a possibility it may gain a ding or two. Nothing really to stress over, just something that comes with the territory of owning a car. Maybe you got into a fender-bender or someone accidentally bumped into your car while parking. Whatever the case, the good news is there are ways you can remedy the situation without having to spend a lot of money at the car repair shop. Check out these do-it-yourself methods for getting that dent or ding...
small-image-How to Remove Dings & Dents from Your Car