The Express Lane Blog

Getting Married and Your Credit Score
Getting married is a life-changing event, both emotionally and financially. There are many assumptions about the impact marriage can have on your credit score and history. Let’s walk through a few of those assumptions...
Car Buying for First-time Car Buyers 
Purchasing a car is a pretty major step — especially if you’re a first-time car buyer with no credit history established. If you’re new to the world of credit and financing, here are a few suggestions to consider before you begin the car-buying process...
Recent Grads Establishing Credit History
You just crossed over the stage into the land of “adulting” and fiscal responsibility. Congratulations! Now that you’ve earned your coveted degree and may be starting your first job out of college, it’s a good time to start looking at your finances and your credit...
Celebrating Mother’s Day on a Budget
When you’re a grown-up with responsibilities like paying for your auto financing and car insurance, giving your mom the world for Mother’s Day may seem a bit out of your budget. But...
How To Qualify for Subprime Financing
Did you know that subprime auto financing is available to every consumer, regardless of whether they have bad credit or no credit history? Car buyers...
Knowing When to Change Your Car Tires
While purchasing a reliable vehicle is a pretty big deal, so is maintaining your car. Aside from the car’s engine, the tires on your car are probably the most utilized part of the vehicle, which is why it’s important for you...
6 Ways to Start Spring Cleaning Your Car
When we think of springtime, one of the first things that may come to mind is spring-cleaning our homes. But given the amount of time we spend in our vehicles, shouldn’t cleaning our cars be one of the first spring items on our to-do list? If your answer is yes, here are a few ways...
What Is Subprime Auto Financing?
Purchasing a vehicle can be an exciting time for anybody. But if you’re a car buyer with bad credit or no credit, getting approved for financing can also be a challenge. That’s where...
How Auto Loan Terms Affects Car Payments
Purchasing a car can have a major impact on your credit score and monthly budget. When you begin the car-buying process, it’s important for you to know how your auto financing or loan can affect your finances. In a nutshell...
5 Ways to Build Your Credit History
Building or reestablishing your credit can be tricky. Maybe you’re a first-time car buyer with no credit history established, or someone who currently has bad credit and recently filed for bankruptcy. In both situations, it can be challenging to get financing...
5 Common Credit Myths Debunked
Since credit plays a crucial role in your financial decision to purchase a car, some people may be a bit intimidated by the topic — especially those who have bad credit or no credit. However, there are many misconceptions about credit that may influence how people perceive it. To help you decipher fact from fiction...
Valentine’s Day Plans to do in Your Car
Pulling out all the stops for your significant other on Valentine’s Day can get costly. You want to do something nice, but between rent, car payments and other costs...
Approved for Financing with No Credit
Maxing out your credit cards or having no credit history at all can put a dent in your credit score and make getting approved for financing more difficult…
Know Car Insurance Fees When Buying a Car
So you just got approved to purchase a vehicle, which means you’re one step closer to driving your coveted new or used car off the lot. But before you make…
Adopting a Positive Mindset about Credit 
The New Year always seems to bring out the optimist in all of us. But maintaining that positive spirit throughout the year isn’t always easy...
Leasing vs Auto Financing 
Deciding whether you should finance or lease your next (or first) car can be tough. Learn about leasing vs financing…
What's Your Options When Buying a Car? 
You’re in the market to purchase a vehicle, but can’t decide whether you should go the new or used car buying route. Let’s weigh the options, shall we?...
Setting Goals That May Help Your Credit 
Life has a way of throwing curve balls at us all that may cause our finances to take a hit and impact our credit score. People don’t plan to have bad credit…
Breaking the Bad Credit Cycle in 2019 
For many folks, the New Year brings with it a new attitude to take on new goals and opportunities. For consumers who struggle with bad credit or no credit…
Getting Your Car Washed in the Winter? 
Many folks have a tendency to get their car washed more frequently during the summertime, but getting it washed in the winter is equally as important, if not…