Understanding Credit

Good credit is important. We’ll help you understand why and offer you helpful tips on how to improve yours.

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1. Credit scores are based on information in your credit reports. This information is reported by your creditors to credit reporting companies Equifax, Experian and TransUnion.
2. Check your credit report before applying for financing at AnnualCreditReport.com or call 877.322.8228.
3. Paying your auto loan on-time, every time can help improve your credit score.
4. Good credit can save you thousands of dollars over the life of a car loan or mortgage.