THE ONLY FINANCE COMPANY YOU CAN'T AFFORD TO LIVE WITHOUT

Proven leader since 1972

Become a dealer

Easier, Faster & More Profitable!

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  • Competitive advances

  • Same-day funding available with eContracting

  • Programs work for nearly any vehicle

  • Easy integrations with 3rd party systems

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    Competitive advances

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    Same-day funding available with eContracting

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    Programs work for nearly any vehicle

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    Easy integrations with 3rd party systems

Credit Approval Processing System

Using our Credit Approval Processing System (CAPS®), you can easily deliver a written credit approval to customers on every vehicle in your inventory in 30 seconds or less, virtually 24/7.

Finance programs

Unlock your profit potential!

Portfolio program

  • 80% of net collections

  • Control the financing

The Portfolio Program provides an up-front payment (Advance) and dealers share in every payment collected (Portfolio Profit).

Purchase program

  • More up-front cash flow

The Purchase program, which provides a higher up-front Advance at time of funding (but no share of future collections), functions more like traditional sub-prime financing.

  • John Love - President, Websmart Auto

    Credit Acceptance gives me peace of mind. There is not another program in the marketplace that is providing me with this type of long-term investment - not just for myself, but for my family as well.

    View More Success Stories

Credit Acceptance University

Invested in your success!

We’re not successful unless you are. That’s why we provide you (at no cost) with access to our online Credit Acceptance University, where you’ll gain the knowledge needed to maximize performance and profits with our programs.