Get paid three ways
Unlike other finance companies, we keep paying you.
When you choose Credit Acceptance for your deals, you can get paid a piece of future collections - up to an 80% piece - through our Portfolio Program.
We pay on average $180 million a year of future collections to dealers enrolled in our program.
Watch our video “Credit Acceptance VS. The Competition” to see how we differ from the competition.
Become a dealer
Easier, Faster & More Profitable!
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Competitive advances
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Same-day funding available with eContracting
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Programs work for nearly any vehicle
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Easy integrations with 3rd party systems
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Competitive advances
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Same-day funding available with eContracting
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Programs work for nearly any vehicle
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Easy integrations with 3rd party systems
About us
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What we do >
Nearly 50 years of helping dealers sell more cars
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Programs >
Unlock your profit potential with our finance program -
What makes us different >
The distinctions of Credit Acceptance are many
Explore more
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Dealer Information >
Information you did not know about our programs
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Approve everyone >
We enable all dealers to say 'YES' to everyone in 30 seconds or less -
Reviews >
Hear what our dealers have to say about our programs -
The Lot blog >
Information for BHPH, franchise, & independent car dealers
Existing dealers
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CAPS for dealers >
Credit Approval Processing System available 24/7
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Wholesale Buying Club >
Fast and Easy Credit Approval point of sale materials