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Fast, easy financing that fits your workflow{text-ca-eggshell-50}
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Designed for franchise dealers.{text-ca-eggshell-50}
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Selling to a wider range of customers requires financing that moves as fast as your dealership does. Our programs deliver the speed, flexibility, and freedom you need to keep deals moving and close opportunities other lenders may turn down.
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What you can count on:
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Fast credit decisions across the credit spectrum in 30 seconds or less, without relying solely on LTV
Nearly 80% of deals approved for funding within 24 hours, helping reduce CIT (contracts in transit)
STIPs pre-approvals in 15 minutes or less to quickly get deals delivery-ready
100% non-recourse financing with no minimum funding requirements
Flexible vehicle options with no mileage caps and broad year/model acceptance, including vehicles with isolated structural damage
Expansive approval options, including ITINs, multiple open auto loans, and rideshare drivers
Up to 25% PTI allowed and minimum monthly payments as low as $150
Why dealers choose us
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Integrated experience
We plug directly into the systems you already rely on, creating a seamless desking-and-contracting experience that fits into your existing workflow. Tap into tools that make it easy to automate deal structures, change vehicles, add products, and complete contracts.
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Fast funding
Leave slow funding in the dust. Get same-day funding with eContracting. Deliver vehicles without delay, so you can get the deal done quick and get paid quick.
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Local market expertise
Your dedicated Market Area Manager (MAM) is a local expert who understands your unique market. They’ll provide hands-on guidance to help you navigate complex deal scenarios and offer creative ideas for structuring deals.
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Programs designed to support your growth
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Whether you're looking for a traditional, one-time upfront payment or long-term earning potential, our programs give you the support and flexibility you need.
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Explore our financing programs.
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Real stories. Real results.
Don’t just take our word for it. See what other dealers have to say about how Credit Acceptance has made a real impact on their business.