Hello, my name is Joshua Gomez and we use Credit Acceptance for the majority of our customers. I didn't realize the impact of Credit Acceptance until I received a half of a million dollars and my lot went from four cars to about 240 cars and 11 employees. We can sell cars because Credit Acceptance gives me the opportunity. The customer is getting a good car and establishing credit, and we are changing lives. This program is the opportunity of a lifetime and it is the best decision I ever made.