How the Credit Acceptance Portfolio Program Can Help Your BHPH Dealership

cars in a dealership showroom

Unlike most new and used car dealerships, your buy here pay here (BHPH) dealership has a unique business model centered on providing in-house auto financing to credit-challenged car buyers. The Portfolio Program can help BHPH car dealerships improve cash flow and profitability for their business. We handle the collections so you can focus on what you do best —“ selling cars.

Rather than put up your own capital to finance a customer's vehicle and manage the collections, your BHPH dealership can enroll in our program without having to worry about the underwriting or collections hassle.

The Credit Acceptance Portfolio Program allows your car dealership to:

How does the Portfolio Program work?

Enrolled BHPH car dealers can get paid three ways through our Portfolio Program, to help them increase cash flow:

Unlike traditional finance companies, our Portfolio Program allows you to keep getting paid long after the deal is closed. This review from one of our enrolled dealers is a testament to how our program has helped independent and BHPH car dealerships increase their cash flow and profitability.

For the last 50 years, Credit Acceptance has been committed to helping BHPH, independent, and franchise car dealers sell more cars and make more money.

Last year, we paid enrolled dealers nearly $4 billion in total funding and more than $185 million in Portfolio Profit. If your BHPH car dealership is ready to approve more customers, sell more cars and make more money, fill out the form on our website to learn the benefits of becoming an enrolled dealer!

Learn more about our Portfolio Program!

Join Our Network