Your financial roadmap

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Whether you're fresh out of school learning the ropes of adulthood, or you've hit some bumps in the road to financial freedom, we want to share resources that can help position you for financial success.

ExtraCredit by Credit Acceptance is a financial wellness resource created to empower you with the knowledge to help you take control of your finances. Para acceder al programa en Español, haga clic aquí.

 

Setting your financial foundation

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Life is full of surprises that you want to be prepared for financially. We're here to help you navigate your financial journey. Through the ExtraCredit by Credit Acceptance financial wellness resource, you will learn the basics to building a solid financial foundation, including:

  • Checking Accounts
  • Shopping for Insurance
  • Preventing Overdraft Fees
  • Credit Cards
  • Mobile and Online Banking
  • Prepaid Cards
  • Taxes: The Basics

Check it out! >

 

Saving and investing

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Making your money work smarter and not harder can be the key to achieving financial wellness. Here's what you'll learn:

  • Savings Accounts
  • Building Emergency Savings
  • Health Savings Accounts
  • 529 Plans
  • Paying for College
  • FIRE Lifestyle
  • 401(k) Plans
  • Planning for Retirement
  • Individual Retirement Accounts (IRAs)

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Car financing & ancillary products

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While buying a car is a big decision, it doesn’t have to be intimidating. This module will cover steps for getting car financing as well as the costs and benefits associated with purchasing ancillary products. Here’s what you’ll learn:

  • Steps for Buying a Car
  • Car Financing Options
  • Types of Ancillary Products
  • Vehicle Service Contracts
  • Guaranteed Asset Protection
  • Steps to Take During the Car Buying Process
  • Best Practices After Purchasing

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Buying a home

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Home ownership is a major decision that comes with plenty of financial responsibilities and benefits. You can learn how to start your road to homeownership by taking the following courses:

  • Considering Homeownership
  • Buying a Home
  • Mortgages
  • Reverse Mortgages

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Building financial capability

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Managing your money requires planning, discipline and good long-term habits. Here's what you'll learn in the ExtraCredit by Credit Acceptance financial wellness resource:

  • Creating a Budget
  • Credit Scores and Reports
  • Identity Protection
  • Debt Management
  • Family Conversations About Money
  • Healthy Financial Habits
  • Budgeting for Families

Check it out! >

 

Big dreams, big goals

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Starting your own business can be challenging but rewarding. Learn how to accomplish your entrepreneurial dreams and goals in the following courses:

  • Developing a Business Plan
  • Estate Planning
  • Financial Wellbeing for Entrepreneurs
  • How Businesses Obtain Credit
  • How Businesses Use Credit
  • Investment Property
  • Small Business Banking Services
  • Small Business Financial Statements

Check it out! >

 

*ExtraCredit by Credit Acceptance and related course content are provided for educational purposes only. Please consult a certified financial professional for any questions you may have concerning these materials or your road to financial wellness in general.