GOLD offers higher advances, lower fees, more money

Car dealer sits across desk from couple filling out paperwork

Get more competitive advances for qualifying 600+ credit score customers with our GOLD financing option.

  • Competitive advances
  • Approve nearly any car to every customer
  • Same day funding with eContracting
  • Interest rates as low as 12.99%
  • No minimum down payment
  • Integration with Dealertrack® and RouteOne®
  • Multiple open autos on bureau - OK
  • Repossessions - OK
  • Open Bankruptcy Chapter 7 - OK
  • Open Bankruptcy Chapter 13 - OK (with court/trustee approval)


GOLD availability

Car dealer stands in front of cars holding clibboard

Qualified dealers can choose one or both of our two programs:


  • Competitive upfront profit
  • Profitable new car financing
  • Up to 84-month terms

Get paid 3 ways -

  • Competitive advances/upfront profit
  • Portfolio Profit Express (PPE)
  • Portfolio Profit