
More approvals. More cash flow. More profits.
Unlike traditional finance companies, we keep paying you AFTER you close the deal. With Credit Acceptance, you can get paid a piece of future collections - up to an 80% piece - through our Portfolio Program.
We pay on average $180 million a year of future collections to dealers enrolled in our program.
Watch our video “Credit Acceptance VS. The Competition” to see how we differ from the competition.
How our Portfolio Program works:
Through the Credit Acceptance Portfolio Program, enrolled dealers receive an upfront cash advance for each contract and can receive a Portfolio Profit Express payment after closing a pool of 50 or 100 contracts. Once the total advance balance is repaid in the pool, dealers are eligible to receive Portfolio Profit payments of up to 80% of future collections.
Want to learn more about how our Portfolio Program can benefit your dealership?
More cash flow for Independent dealers
No more collections hassle for Buy Here Pay Here dealers
More approvals for Franchise dealers
More profits for everyone...
Credit Acceptance helps more than 12,000 enrolled car dealers across the nation approve everyone for auto financing, regardless of their credit history. On average, we pay our dealers more than $180 million in Portfolio Profit each year.
...and your customers benefit, too!
With Credit Acceptance, your dealership can help car buyers with bad credit or no credit purchase affordable, reliable vehicles. Furthermore, since we report to the major credit bureaus, your customers' on-time payments can help improve their credit!
See how our Portfolio Program is changing the lives of enrolled dealers across the nation
What happens when your dealership enrolls in the Credit Acceptance Portfolio Program?
1. You'll be assigned to a Market Area Manager, who will serve as your long-term business consultant to help your dealership identify growth opportunities.
2. You'll have access to our Dealer Service Center (DSC), our team of funding experts designed to help you get the most out of the program.
3. You'll be able to easily structure deals and generate an approval on every new or used vehicle for every customer through our proprietary Credit Approval Processing System (CAPS®).
Ready to increase your approvals, cash flow and profit?