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The Express Lane Blog

The Express Lane Blog

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5 Ways to Build or Reestablish Your Credit History

Building or reestablishing your credit can be tricky. Maybe you’re a first-time car buyer with no credit history established, or someone who currently has bad credit and recently filed for bankruptcy. In both situations, it can be challenging to get financing...

5 Common Credit Myths Debunked

Since credit plays a crucial role in your financial decision to purchase a car, some people may be a bit intimidated by the topic — especially those who have bad credit or no credit. However, there are many misconceptions about credit that may influence how people perceive it. To help you decipher fact from fiction...

5 Budget-friendly, Romantic Valentine’s Day Activities to do from Your Car

Pulling out all the stops for your significant other on Valentine’s Day can get costly. You want to do something nice, but between rent, car payments and other costs...

How to Get Approved for Financing with Bad Credit or No Credit

Maxing out your credit cards or having no credit history at all can put a dent in your credit score and make getting approved for financing more difficult. While credit problems like this can affect your ability to receive vehicle financing or auto loans, there are ways for...

How to Estimate Your Car Insurance Costs before Purchasing a Vehicle

So you just got approved to purchase a vehicle, which means you’re one step closer to driving your coveted new or used car off the lot. But before you make that big car purchase, pump your brakes (see what we did there?). Have you thought about what your car insurance costs might look like? If not,...

How to Adopt a Positive Mindset about Credit in 2019 (and Beyond)

The New Year always seems to bring out the optimist in all of us. But maintaining that positive spirit throughout the year isn’t always easy — especially if you’re dealing with credit problems on top of other life responsibilities. With that being said, here are a couple of ways you can maintain a positive attitude regardless of whether you have bad credit or no credit...

The Difference between Leasing and Auto Financing

Deciding whether you should finance or lease your next (or first) car can be tough, but there’s a big difference between the two. While vehicle financing typically involves making higher monthly payments, you’re paying to own it. On the flipside, while leasing may have lower monthly payments,...

Thinking of Buying a New or Used Car? Let’s Weigh Your Options.

You’re in the market to purchase a vehicle, but can’t decide whether you should go the new or used car buying route. Let’s weigh the options, shall we?...

How to Set Realistic Financial Goals That May Help Improve Your Credit

Life has a way of throwing curve balls at us all that may sometimes cause our finances to take a hit and impact our credit score. People don’t plan to have bad credit, but it happens to the best of us. That’s why it’s important to set financial goals and take the necessary steps to...

New Year, New Mindset: 5 Ways to Break the Bad Credit Cycle in 2019

For many folks, the New Year brings with it a new attitude to take on new goals and opportunities. For consumers who struggle with bad credit or no credit, it can also represent a fresh start for improving their credit. While building or rebuilding good credit history is possible,...

Why You Should Get Your Car Washed in the Winter

Many folks have a tendency to get their car washed more frequently during the summertime, but getting it washed in the winter is equally as important, if not more. We know what you’re thinking — what’s the point in getting my car washed when it will just get covered in snow...

6 Gifts to Give Your New or Used Car for the Holidays

The holiday season is upon us, and shoppers are eagerly browsing store aisles and websites in search of gifts to purchase for their loved ones. But who says gift-giving should only be reserved for the people in your life? Why not give something to one thing you spend a lot of time with —...

Car Buying on Black Friday: How to Save Money & Time

Black Friday: The time of year when bargain hunters across the nation flood stores and e-commerce sites in search of the best deals on everything from furniture, to clothes, to cars. Like many of the online and big-box stores, shoppers can also find big savings on car dealership lots. If...

3 Reasons to Be Thankful for Your New or Used Car

It’s safe to say that cars play a very big role in most of our lives. We use them to drop our kids off at school in the morning, get to and from work, and go wherever else we need to go. And because cars are so ingrained in our daily routines, it’s easy for us to take them for granted —...

Trunk-or-Treat Decorating Ideas for Your Car

Trunk-or-treating is a fairly new phenomenon that has been gaining popularity over recent years. Although the origin is unknown, more and more Halloweeners are choosing trunk-or-treat events over traditional door-to-door trick-or-treating for a few reasons: less walking, safer environments and most importantly, lots of fun! ...

How to Make the Perfect Tailgating Kit for Your Car

Fall is here, which means football season is in full swing. There is only one thing that is almost as important as watching the game for football fans – TAILGATING! Before the game, cars pack into parking lots and tailgaters transform their new or used cars into mobile gathering venues....

Time for Fall Cleaning: How to Get Your Car Ready for the Colder Seasons

Summer is almost over and Back to School Season is just around the corner. Now that the weather is cooling down, it’s time to start...

The Right Car for Your Lifestyle

You’ve begun the car-buying process and have no clue about which type of car to purchase. Many folks shop for cars that will meet their daily and/or recreational needs. So our question is, what kind of lifestyle do you lead and what is the car for you? Let’s find out: ...

Best Times of the Year to Purchase a Vehicle

There’s a lot that goes into purchasing a vehicle — from researching the type of car you want, to determining the right budget, to making sure all of your ducks are in a row for the final purchase (i.e. knowing your credit score, obtaining credit approval for vehicle financing, etc.). But...

Here Come the New 2019s: New and Redesigned Cars, Trucks, and SUVs

We’re halfway through 2018, which means that many of the 2019 car models that were shining on the showroom floor during auto show season have already made it to dealership lots, waiting for eager car buyers to purchase and drive them home. So, and without further ado, here are some of the...