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The Express Lane Blog

The Express Lane Blog

Asset Publisher

Opportunities for Millennials with Bad Credit or No Credit to Improve Credit Score

Millennials (ages 23-38) seem to have it pretty rough when it comes to their credit and finances. According to a recent Experian survey, millennials claim their credit scores are preventing them from reaching financial goals such as purchasing a car or home. According to...

Does Getting Married Affect Your Credit Score?

Getting married is a life-changing event, both emotionally and financially. There are many assumptions about the impact marriage can have on your credit score and history. Let’s walk through a few of those assumptions...

First-time Car Buyer? Here are Some Points to Keep in Mind Regarding the Car-Buying Process

Purchasing a car is a pretty major step — especially if you’re a first-time car buyer with no credit history established. If you’re new to the world of credit and financing, here are a few suggestions to consider before you begin the car-buying process...

No Credit after College: How Recent Grads Can Start Establishing Credit History

You just crossed over the stage into the land of “adulting” and fiscal responsibility. Congratulations! Now that you’ve earned your coveted degree and may be starting your first job out of college, it’s a good time to start looking at your finances and your credit...

How to Celebrate Mother’s Day on a Budget

When you’re a grown-up with responsibilities like paying for your auto financing and car insurance, giving your mom the world for Mother’s Day may seem a bit out of your budget. But...

How Car Buyers May Qualify for Subprime Financing

Did you know that subprime auto financing is available to every consumer, regardless of whether they have bad credit or no credit history? Car buyers...

Knowing When to Change or Rotate Your Car Tires

While purchasing a reliable vehicle is a pretty big deal, so is maintaining your car. Aside from the car’s engine, the tires on your car are probably the most utilized part of the vehicle, which is why it’s important for you...

Spring Cleaning Your New or Used Car: 6 Ways to Get Started

When we think of springtime, one of the first things that may come to mind is spring-cleaning our homes. But given the amount of time we spend in our vehicles, shouldn’t cleaning our cars be one of the first spring items on our to-do list? If your answer is yes, here are a few ways...

What Is Subprime Auto Financing?

Purchasing a vehicle can be an exciting time for anybody. But if you’re a car buyer with bad credit or no credit, getting approved for financing can also be a challenge. That’s where...

How Your Auto Loan Term Affects Your Monthly Car Payment and Interest Rate

Purchasing a car can have a major impact on your credit score and monthly budget. When you begin the car-buying process, it’s important for you to know how your auto financing or loan can affect your finances. In a nutshell...

5 Ways to Build or Reestablish Your Credit History

Building or reestablishing your credit can be tricky. Maybe you’re a first-time car buyer with no credit history established, or someone who currently has bad credit and recently filed for bankruptcy. In both situations, it can be challenging to get financing...

5 Common Credit Myths Debunked

Since credit plays a crucial role in your financial decision to purchase a car, some people may be a bit intimidated by the topic — especially those who have bad credit or no credit. However, there are many misconceptions about credit that may influence how people perceive it. To help you decipher fact from fiction...

5 Budget-friendly, Romantic Valentine’s Day Activities to do from Your Car

Pulling out all the stops for your significant other on Valentine’s Day can get costly. You want to do something nice, but between rent, car payments and other costs...

How to Get Approved for Financing with Bad Credit or No Credit

Maxing out your credit cards or having no credit history at all can put a dent in your credit score and make getting approved for financing more difficult. While credit problems like this can affect your ability to receive vehicle financing or auto loans, there are ways for...

How to Estimate Your Car Insurance Costs before Purchasing a Vehicle

So you just got approved to purchase a vehicle, which means you’re one step closer to driving your coveted new or used car off the lot. But before you make that big car purchase, pump your brakes (see what we did there?). Have you thought about what your car insurance costs might look like? If not,...

How to Adopt a Positive Mindset about Credit in 2019 (and Beyond)

The New Year always seems to bring out the optimist in all of us. But maintaining that positive spirit throughout the year isn’t always easy — especially if you’re dealing with credit problems on top of other life responsibilities. With that being said, here are a couple of ways you can maintain a positive attitude regardless of whether you have bad credit or no credit...

The Difference between Leasing and Auto Financing

Deciding whether you should finance or lease your next (or first) car can be tough, but there’s a big difference between the two. While vehicle financing typically involves making higher monthly payments, you’re paying to own it. On the flipside, while leasing may have lower monthly payments,...

Thinking of Buying a New or Used Car? Let’s Weigh Your Options.

You’re in the market to purchase a vehicle, but can’t decide whether you should go the new or used car buying route. Let’s weigh the options, shall we?...

How to Set Realistic Financial Goals That May Help Improve Your Credit

Life has a way of throwing curve balls at us all that may sometimes cause our finances to take a hit and impact our credit score. People don’t plan to have bad credit, but it happens to the best of us. That’s why it’s important to set financial goals and take the necessary steps to...

New Year, New Mindset: 5 Ways to Break the Bad Credit Cycle in 2019

For many folks, the New Year brings with it a new attitude to take on new goals and opportunities. For consumers who struggle with bad credit or no credit, it can also represent a fresh start for improving their credit. While building or rebuilding good credit history is possible,...