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Your Credit Approval Title and Description

Your Credit Approval

Credit Acceptance empowers car dealers nationally to help people with bad credit or no credit buy a new or used car. If you need a car and are having difficulty getting approved for a car loan or financing, a dealer enrolled with Credit Acceptance can help.

Credit FAQs - Find Your Credit Approval

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Approval for everyone- basic

Approval for Everyone

We believe everyone deserves a second chance, which is why we enable dealers enrolled with Credit Acceptance to approve everyone, including customers with any of the following:

  • Bad credit history
  • No credit history
  • Fixed income
  • Unemployment income
  • Multiple open auto loans
  • Multiple repossessions
  • Self-employed income
  • Temporary income
  • Bankruptcy Chapter 7
  • Bankruptcy Chapter 13

If you want to get in touch with a dealer enrolled with Credit Acceptance, fill out the Find Your Credit Approval form to receive contact information of car dealers in your area.

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Benefits of Credit Acceptance - Media

Benefits of Credit Acceptance Indirect Auto Financing


  • AutoPay available for no-hassle bill pay
  • Financing available for new and used cars
  • Reporting of payments to 3 major credit bureaus
  • Dedicated customer service center

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A History of Helping

A History of Helping

Throughout the years, dealers enrolled with Credit Acceptance have helped millions of customers get a car. Some of their stories are below.

Watch the Muscato story>

  • Joe and Wendy Muscato
    Grass Lake, MI

    We needed a new car for our family, but didn’t believe anyone would give us credit. It meant a lot when Credit Acceptance gave us an approval for a reliable vehicle. Credit Acceptance treated us respectfully and with understanding to help us improve our financial (and emotional) situation.

Watch the Floyd's story

  • Floyd Adams
    Redford, MI

    Nobody really understands the struggle until you have to personally go through it. If it wasn't for Credit Acceptance, I can't say that I would be where I am today.

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What to do next

What To Do Next

Find a dealer enrolled with Credit Acceptance by filling out the Start Your Credit Approval form to receive contact information for car dealers your area.