Your credit approval


Credit Acceptance empowers car dealers nationally to help people finance a car with bad credit or no credit. If you need a new or used car and are having difficulty getting approved for a car loan or financing, a dealer enrolled with Credit Acceptance can help.


Approval for everyone

We believe everyone deserves a second chance, which is why we enable dealers enrolled with Credit Acceptance to approve everyone, including customers with any of the folllowing:

  • Bad credit history
  • No credit history
  • Fixed income
  • Unemployment income
  • Multiple open auto loans
  • Multiple repossessions
  • Self-employed income
  • Temporary income
  • Bankruptcy Chapter 7
  • Bankruptcy Chapter 13 (with court/trustee approval)

If you want to get in touch with a dealer enrolled with Credit Acceptance, fill out the Find Your Credit Approval form to recieve contact information of car dealers in your area.


Benefits of Credit Acceptance indirect auto financing

smiling woman next to car holding keys

  • AutoPay available for no-hassle bill pay
  • Financing available for new and used cars
  • Reporting of payments to 3 major credit bureaus
  • Dedicated customer service center


A History of Helping

Throughout the years, dealers enrolled with Credit Acceptance have helped millions of customers get a car. Some of their stories are below.

  • Joe and Wendy Muscato
    Grass Lake, MI

    We needed a new car for our family, but didn’t believe anyone would give us credit. It meant a lot when Credit Acceptance gave us an approval for a reliable vehicle. Credit Acceptance treated us respectfully and with understanding to help us improve our financial (and emotional) situation.

  • Floyd Adams
    Redford, MI

    Nobody really understands the struggle until you have to personally go through it. If it wasn't for Credit Acceptance, I can't say that I would be where I am today.


What to do next

Find a dealer enrolled with Credit Acceptance by filling out the Get pre-qualified form to receive contact information of car dealers your area.