Bad Credit Auto Financing {#2b4361}

Need an auto loan but have bad credit?

Learn about options for financing a car.

Get Pre-qualified

Your credit approval

Do you have bad credit and are looking for a car loan with guaranteed approval?

Credit Acceptance empowers car dealers nationwide to help people finance a car, regardless of bad credit or no credit. If you are shopping for a new or used car, and need fast and easy approval for a car loan or financing, a dealer enrolled with Credit Acceptance can help.

Approval for everyone

We believe everyone deserves a second chance, which is why we enable dealers enrolled with Credit Acceptance to approve everyone, including customers with any of the following:

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  • Bad credit history
  • No credit history
  • No minimum credit score
  • Fixed income
  • Unemployment income
  • Multiple open auto loans
  • Multiple repossessions
  • Self-employed income
  • Temporary income
  • Bankruptcy Chapter 7
  • Bankruptcy Chapter 13
    (with court/trustee approval)

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If you want to get in touch with a dealer enrolled with Credit Acceptance, fill out the Get Pre-Qualified form to receive contact information of car dealers in your area.

Get Pre-qualified

Benefits of Credit Acceptance indirect auto financing

4MM+ customers financed

Network of dealers in all 50 states

AutoPay available for no-hassle bill pay

Financing available for new and used cars

Reporting of payments to 3 major credit bureaus

Dedicated customer service center

Ability to approve customers with bad or no credit

A history of helping

Throughout the years, dealers enrolled with Credit Acceptance have helped millions of customers get car financing. Some of their stories are below.

Pre-qualify for auto financing

Get pre-qualified in just a few minutes. When you do, you’ll see the maximum monthly payment you are pre-qualified for. Then simply visit one of over 15,000 dealers in the Credit Acceptance network.