Your credit approval
Do you have bad credit and are looking for a car loan with guaranteed approval?
Credit Acceptance empowers car dealers nationwide to help people finance a car, regardless of bad credit or no credit. If you are shopping for a new or used car, and need fast and easy approval for a car loan or financing, a dealer enrolled with Credit Acceptance can help.
Approval for everyone
We believe everyone deserves a second chance, which is why we enable dealers enrolled with Credit Acceptance to approve everyone, including customers with any of the following:
- Bad credit history
- No credit history
- No minimum credit score
- Fixed income
- Unemployment income
- Multiple open auto loans
- Multiple repossessions
- Self-employed income
- Temporary income
- Bankruptcy Chapter 7
- Bankruptcy Chapter 13
(with court/trustee approval)
If you want to get in touch with a dealer enrolled with Credit Acceptance, fill out the Get Pre-Qualified form to receive contact information of car dealers in your area.
Benefits of Credit Acceptance indirect auto financing
4MM+ customers financed
Network of dealers in all 50 states
AutoPay available for no-hassle bill pay
Financing available for new and used cars
Reporting of payments to 3 major credit bureaus
Dedicated customer service center
Ability to approve customers with bad or no credit
A history of helping
Throughout the years, dealers enrolled with Credit Acceptance have helped millions of customers get car financing. Some of their stories are below.
Jaleise, Michigan
After filing bankruptcy, Jaleise didn’t think she would be able to get financing for a car. Credit Acceptance helped her find one, finance one within her budget—all on the same day.
Pre-qualify for auto financing
Get pre-qualified in just a few minutes. There is no impact to your credit score to check your pre-qualification and connect with one of over 15,000 dealers in the Credit Acceptance network.
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