Your credit approval
Do you have bad credit and are looking for a car loan with guaranteed approval?
Credit Acceptance empowers car dealers nationwide to help people finance a car, regardless of bad credit or no credit. If you are shopping for a new or used car, and need fast and easy approval for a car loan or financing, a dealer enrolled with Credit Acceptance can help.
Approval for everyone
We believe everyone deserves a second chance, which is why we enable dealers enrolled with Credit Acceptance to approve everyone, including customers with any of the following:
- Bad credit history
- No credit history
- No minimum credit score
- Fixed income
- Unemployment income
- Multiple open auto loans
- Multiple repossessions
- Self-employed income
- Temporary income
- Bankruptcy Chapter 7
- Bankruptcy Chapter 13
(with court/trustee approval)
If you want to get in touch with a dealer enrolled with Credit Acceptance, fill out the Get Pre-Qualified form to receive contact information of car dealers in your area.
Benefits of Credit Acceptance indirect auto financing
4MM+ customers financed
Network of dealers in all 50 states
AutoPay available for no-hassle bill pay
Financing available for new and used cars
Reporting of payments to 3 major credit bureaus
Dedicated customer service center
Ability to approve customers with bad or no credit
A history of helping
Throughout the years, dealers enrolled with Credit Acceptance have helped millions of customers get car financing. Some of their stories are below.
Customer Review - Jaleise (Detroit, MI)
"I was able to find a car within my budget. Same day I walked off the lot with the car." - Jaleise (Detroit, MI) - Credit Acceptance Customer
Pre-qualify for auto financing
Get pre-qualified in just a few minutes. There is no impact to your credit score to check your pre-qualification and connect with one of over 15,000 dealers in the Credit Acceptance network.
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