YOUR CREDIT & PRIVACY

Credit

A good credit score can save you thousands of dollars over the life of an automobile loan or mortgage, making the goal of good credit extremely important. The Federal Trade Commission (FTC) provides many resources for consumers, including information pertaining to Understanding Your Credit Report and Understanding Vehicle Financing.

We report information about your account to the three major credit reporting agencies: Experian, Equifax, and TransUnion. Errors in the information on your credit report can occur and can affect your credit score. If you believe information reported by Credit Acceptance Corporation to a credit reporting agency is inaccurate, or if you want to dispute inaccurate information, you may notify us of the inaccuracy or submit a notice of dispute to us in writing at the address listed below:

Credit Acceptance Corporation

Attn: Credit Reporting Department

P.O. Box 5070

Southfield, MI 48086-5070

In order for us to efficiently investigate a dispute, we recommend that you complete the Consumer Report Direct Dispute Form and mail it to the address noted in the form.

You can also dispute the information by filing a dispute directly with the consumer reporting agency that provided your credit report. The following are the dispute addresses for the three major credit reporting agencies:

Privacy

To review how we collect, use and share your personal information, please read our entire Privacy Notice.

California Residents: To review our business practices regarding the collection, maintenance, and sale of personal information, please read our California Privacy Policy

Oregon Residents: To review our business practices regarding the collection, maintenance, and sharing of personal information, please read our Oregon Consumer Privacy Policy