As challenging as it can be to get approved for a car loan or financing when you have a compromised credit history, finding a local dealership that offers approval for auto financing to car buyers with bad credit or no credit is much simpler than it may seem.
Whether you’re shopping for a new or used vehicle, there are plenty of dealerships that can help you get approved for financing to buy a car — specifically, dealers enrolled in the Credit Acceptance program.
If you have bad credit or no credit and have been on the hunt for auto financing, dealerships enrolled in our program can work with you regardless of the type of dealership.
There are many franchise dealerships that offer auto financing options for credit-challenged car buyers. If you’re wondering whether a franchise dealership in your area offers financing for people with credit problems, ask them about the Credit Acceptance program. Franchise dealers enrolled in our program can approve and finance car buyers with bad credit or no credit for quality new and used vehicles. Learn more about how our program works.
Independent & Buy Here Pay Here dealerships
Independent and BHPH dealerships typically offer auto financing on used vehicles to car buyers with bad credit or no credit. While some dealerships offer in-house financing, they don’t always report to the three major credit bureaus, hindering the opportunity to improve your credit with on-time car payments. However, independent and BHPH dealerships that are enrolled in the Credit Acceptance program can approve you for financing on quality used vehicles. Credit Acceptance reports to the three major credit bureaus, giving you the opportunity to improve your credit with on-time car payments. Find enrolled dealers in your local area now.
Are you shopping for a car and having trouble getting approved for auto financing due to having bad or no credit? Credit Acceptance is an indirect auto finance company that works with more than 12,000 car dealers across the nation to help car buyers get approved for financing. Simply fill out the form on our website and we will connect you with three enrolled dealerships in your local area that can help you start your credit approval to buy a car.
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