How to Help Consumers with Bad Credit Obtain Credit Approval

Couple Buying A Car


For many car buyers with bad credit or no credit, getting approved for auto financing can be a challenge. Fortunately, there are banks, credit unions and finance companies like Credit Acceptance that offer subprime auto financing so dealers like you can help credit-challenged car buyers obtain credit approval.

Dealers on the Credit Acceptance auto finance program can say ‘Yes’ to every customer, including those with:

  • Fixed income
  • Unemployment income
  • Multiple open autos on bureau
  • Multiple repossessions
  • Self-employment
  • Non-related co-signers
  • Bad credit
  • No credit (first-time buyer)
  • No minimum job or residence time
  • Temporary employment
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy (with court/trustee approval)

See Credit Acceptance Funding Guidelines for more details.

To become a dealer on the Credit Acceptance auto finance program and help every customer get credit approval, fill out this short form on our website!