Auto financing for everyone, even with bad credit

Let’s start driving possibility together.

At Credit Acceptance, we think everyone should be able to purchase a new or used vehicle as quickly and as easily as possible. Which is why, instead of seeing poor credit or no credit as a roadblock, we see possibilities of getting you into the right car for you and keeping you on the road.

With Credit Acceptance, these benefits go along for the ride.

Our dealers can approve everyone.

Bad credit, no credit history, fixed or unemployment income and more—dealers enrolled with Credit Acceptance are able to approve everyone.

Build up your credit.

When you make on-time payments, every time, you maximize the opportunity to improve your credit score. Plus, we report to all 3 major credit bureaus.

Financing for new and used cars.

Whether it’s that new car smell or used car charm, our enrolled dealers can finance both.

Multiple ways to pay.

Whether it’s online, our Mobile App, by mail or in person, we offer a number of easy payment options to fit your needs.

U.S. Based Customer Service Center

Contact us at 800.634.1506, Monday—Friday, 8 am to 11 pm Eastern Time and Saturday and Sunday from 8 am to 5 pm Eastern Time.

Resources to help you budget and build credit.

From taking control of your finances to achieving long-term stability, our Financial Education resources can help you get on the road to success.

Get pre-qualified

Welcome to our Car Buyer Resource Center

We’ve got valuable tools and resources to help buyers purchase a vehicle and learn about building credit. Check out our videos, blog articles and educational courses.

Tools to help you calculate your car payments.

Before you start looking for a vehicle, it’s a good idea to calculate what fits within your budget. Our calculators can help you estimate quickly.

What drives customers to Credit Acceptance?