We don’t view bad credit as a detour.

Even if you’re rebuilding credit, you can pre-qualify for auto financing before you head to the dealership.

See How It Works

1. We allow dealers to approve 100% of their customers.
2. You can find participating dealerships in all 50 states.
3. Calling your participating Credit Acceptance dealership ahead of your visit may help facilitate the financing approval process.
4. Finance a new or used vehicle — all types work on our program.
5. Shop according to your needs and your budget.
6. Making on-time payments can build your credit—we report to all 3 major credit bureaus.