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How It Works {#0f7d9c}
Paving the way to buying a car
Because we believe everyone deserves a chance, we help pave the way for credit-challenged buyers with an easy pre-qualification process, along with helpful tools and resources to help get you on your way.
We make the process as simple as possible:
- Use our calculators to estimate your monthly payment or how much car you can afford.
- Get pre-qualified online
- Once you’re approved for pre-qualification, we’ll match you to 3 dealers who’ll work with your budget and needs.
- Make your payments to Credit Acceptance—we have multiple ways to pay.
What's possible when you choose Credit Acceptance?
Financing for nearly any vehicle.
Participating dealers can offer an approval on new and used vehicles.
Every customer can get approved.
Including customers with bad credit history, no credit, fixed income, unemployment income and more.
Dealers in all 50 states.
A participating dealer will work with you to understand the type of vehicle you want and the budget you have to structure a contract that works for you.
No-fee payment options.
AutoPay for no-hassle payments, by mail or in person.
Rebuild your credit.
On-time payments may improve your credit score—we report to all 3 major credit bureaus.
