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Making a payment

How to make your Credit Acceptance car payment.

Did you know that making on-time car payments maximizes the opportunity to improve your credit score? Credit Acceptance offers lots of convenient ways to make your payment, depending on what works best for you.

What would you like to do today?

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Access the Customer Portal
With the Customer Portal, you can manage your account 24/7, make payments, and schedule AutoPay.
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Make a Guest Payment
A one-time guest payment can be made using a debit/ATM Card, checking account, or savings account without having to log into the Customer Portal.
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Other Payment Methods
Whether it’s online, via our Mobile App, by mail, or in person, there are many easy payment methods to choose from.
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Payment FAQs
Questions about making payments or using the Customer Portal? We have answers.

Payment Options

No-Fee Payment Options:

<div>Making on-time payments can help you rebuild your credit. Select one of our no-fee payment options below to learn more.</div>
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AutoPay

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Mail

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In Person

Fee Payment Options:

<div>Making on-time payments can help you rebuild your credit. Select one of our payment methods with fees to learn more.</div><br><div>Make a payment with a Debit/ATM Card, checking account or savings account (NOTE: Credit cards are not accepted).</div><br><div>ACI charges a processing fee which will appear as a separate transaction on your bank statement. This fee is in addition to any fees that may be charged by your financial institution. See below for the fee amount for each payment option.</div><br><div>Payments are posted the same day if submitted by 11:45 pm Eastern Time. Payments are processed 7 days a week and also on holidays.</div><br>
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Online Guest Payment

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One-Time Payment: Mobile App

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One-Time Payment: Customer Portal

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One-Time Payment: Phone

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In Person

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Bank Transfer or Billpay

Your Frequently Asked Questions.

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Can I change my payment date?

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When is my payment considered late?

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How will I know if my payment was made or scheduled successfully in the Customer Portal or on the Mobile App?

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How will I know if my payment was processed?

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What payment methods can I use to set up my payment in the Customer Portal or on the Mobile App?

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I chose my Autopay withdrawal to occur on the 29th, 30th, or 31st of the month. What happens for the months where there isn’t a 29th, 30th, or 31st of the month?

Download the Credit Acceptance mobile app.

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Your account in the palm of your hand

Manage your account and make your payment from anywhere, anytime.
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It’s secure.

Securely log into your Credit Acceptance account with fingerprint or face ID.
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Schedule payments.

Schedule one-time or recurring automatic payments with ease and efficiency. Receive a secure confirmation after every payment.
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It’s easy.

View current amount due and upcoming payment information, receive push notifications and text alerts for account reminders and updates.
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