How the Credit Acceptance Portfolio Program Can Help Your Franchise Dealership

cars in dealership showroom

There's a common misconception amongst franchise dealerships that subprime financing is limited to older, high-mileage vehicles. While most franchise dealers offer traditional car financing with lower interest rates to customers with prime credit scores (660+), offering non-prime and subprime car financing can help your dealership approve more customers, sell more cars, and generate more cash flow and profit for your business.

Through the Credit Acceptance Portfolio Program, your franchise dealership can approve credit-challenged car buyers for newer, lower-mileage vehicles at interest rates as low as 12.99%.

Our Portfolio Program offers:

How does the Portfolio Program work?

To help increase cash flow and profitability, your franchise dealership can get paid three ways through our Portfolio Program:

Check out how our Portfolio Program helped this enrolled franchise dealer stay in business:

For the last 50 years, Credit Acceptance has been committed to helping BHPH, independent, and franchise car dealers sell more cars and make more money.

Last year, we paid enrolled dealers nearly $4 billion in total funding and more than $185 million in Portfolio Profit. If your franchise car dealership is ready to approve more customers, sell more cars and make more money, fill out the form on our website to learn the benefits of becoming an enrolled dealer!

Learn more about our Portfolio Program!

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